logo

California ERISA Long-Term Disability Lawyers


Serving San Francisco for Over 30 Years


Understanding ERISA Claims and Your Rights

The majority of employer-provided benefit plans and pensions fall under the jurisdiction of the Employee Retirement Income Security Act of 1974 (ERISA). While ERISA offers a framework for addressing long-term disability claims, it unfortunately provides insurance companies with a significant advantage, leading to wrongful claim denials and limited rights for claimants.


Filing an ERISA claim is intricate, demanding an intricate understanding of federal statutes, case law, and the strategies employed by insurance companies. At the DL Law Group in San Francisco, we assist clients whose claims have been denied, as well as those embroiled in disputes over employer-based disability, pension, or life insurance plans.


Our attorneys possess the essential experience, focused knowledge, and proven expertise required to tackle even the most complex cases in this highly specialized area of the law. Visit our Case Results page to see the compensation we've secured for our clients! Location is not a barrier; whether you're in San Jose, Daly City, or Berkeley, we're here to assist.


Do You Need an Attorney for ERISA Claims?

When you file an ERISA claim, the law tends to favor powerful insurance companies seeking to minimize or avoid payouts. The law is skewed in favor of insurance companies and has several limitations, including:

  • Restricting your rights and available remedies
  • Mandating you to exhaust an administrative appeal before filing a lawsuit against the insurer
  • Dictating what evidence can be introduced and when
  • Omitting the possibility of a jury trial
  • Excluding punitive damages


Because the law doesn't impose substantial penalties for denying legitimate claims, insurance companies can unjustly deny them without consequences.


ERISA Claims We Handle

Our San Francisco ERISA attorneys are actively working to rectify this glaring legal bias in favor of insurance companies. While advocating for legal reform, we continue to build robust cases for clients, fervently assisting them in obtaining the benefits they rightfully deserve.


We offer a comprehensive range of services for clients dealing with ERISA issues, including:

  • Assisting with benefit applications
  • Appealing denials
  • Challenging benefit terminations
  • Litigating in California state or federal courts


Is Your Insurance Company Misleading You?

The mere assertion by your insurance company that your claim falls under ERISA doesn't always hold true. Consult with the highly experienced attorneys at the DL Law Group to explore the intricacies of ERISA disability claims and ensure your insurer doesn't wrongfully deny a legitimate claim.


Vigorously Protecting the Rights of Employees

Do you have inquiries about an ERISA issue? Do you require assistance with an ERISA claim denial appeal? Our seasoned San Francisco ERISA lawyers at DL Law Group are here to provide guidance. Our office is conveniently situated on Franklin Street in San Francisco, mere blocks from the courthouses. We handle ERISA cases on a contingency fee basis. This means you only incur legal fees when we achieve success on your behalf.


Our office is conveniently located on Franklin Street in San Francisco, just blocks from the courthouses.

Ready to take action? Call (415) 234-1499 or contact our firm online to start with a free consultation.

ERISA Claims FAQ


Hi there! Still have some questions about erisa claims? Find the answers below. 

  • What is ERISA, and why does it matter for long-term disability claims?

    ERISA, the Employee Retirement Income Security Act of 1974, is a federal law governing employer-provided benefit plans, including long-term disability insurance. It sets the framework for addressing such claims, but it can also be challenging for claimants due to certain limitations.

  • How does ERISA benefit insurance companies, and what rights do claimants have under ERISA?

    ERISA often provides insurance companies with an advantage, allowing them to deny claims or limit payouts. Claimants, on the other hand, have specific rights and remedies, but the law's complexities can be a barrier.

  • Why is it essential to have an attorney for ERISA claims?

    ERISA claims are legally intricate, and the law tends to favor insurance companies. An experienced attorney can navigate this complex legal landscape, protect your rights, and maximize your chances of success.

  • What are the limitations of ERISA for claimants?

    ERISA imposes several limitations on claimants, including the requirement to exhaust an administrative appeal process before filing a lawsuit, restrictions on the introduction of evidence, no provision for jury trials, and the exclusion of punitive damages.

  • How do DL Law Group attorneys help with ERISA claims?

    Our experienced attorneys assist clients with all aspects of ERISA claims, from filing applications to appealing denials, challenging benefit terminations, and even litigating cases in state or federal courts.

  • Can my insurance company wrongly assert that my claim falls under ERISA?

    Yes, it's possible for insurance companies to misapply ERISA to deny legitimate claims. Consulting with knowledgeable attorneys can help ensure your rights are protected.

  • Do I need to be in San Francisco to seek assistance from DL Law Group?

    No, our services are not limited by location. We're ready to help clients regardless of their location, whether in San Jose, Daly City, Berkeley, or beyond.

  • What is a contingency fee basis for legal fees?

    A contingency fee means you only pay legal fees if we successfully resolve your case. There are no upfront costs, making legal representation more accessible.

  • How do I arrange a free consultation with DL Law Group?

    It's simple. You can reach out to our law firm by calling (415) 234-1499 or contacting us online. We offer free consultations with no charge, regardless of how long it takes.

YOUR TRUSTED ADVOCATES

Why Choose DL Law Group?

EXPERIENCE MAKES THE DIFFERENCE

With over 3 decades of experience, we have the knowledge and expertise to handle even the most complicated cases.

TENS OF MILLIONS RECOVERED

We're committed to winning for you, and our track record speaks volumes.

PERSONALIZED SERVICE FOR CLIENTS

You're not just a number to us; your case matters deeply, and we take it personally.

EXPERIENCE MAKES THE DIFFERENCE

With over 3 decades of experience, we have the knowledge and expertise to handle even the most complicated cases.

TENS OF MILLIONS RECOVERED

We're committed to winning for you, and our track record speaks volumes.

PERSONALIZED SERVICE FOR CLIENTS

You're not just a number to us; your case matters deeply, and we take it personally.

RESULTS THAT SPEAK VOLUMES

Our commitment to winning for you shines through our impressive track record.

RESPECTED IN THE COMMUNITY

We've built a strong reputation for ourselves, and were here to stay.

WE OFFER A BOUTIQUE EXPERIENCE

As a small firm, we provide a personalized, unique experience for every client.

RESULTS THAT SPEAK VOLUMES

Our commitment to winning for you shines through our impressive track record.

RESPECTED IN THE COMMUNITY

We've built a strong reputation for ourselves, and were here to stay.

WE OFFER A BOUTIQUE EXPERIENCE

As a small firm, we provide a personalized, unique experience for every client.

Share by: