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health insurance law

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health insurance law

Get A Free Consultation

California Health Insurance Law Attorneys


Serving San Francisco for Over 30 Years


Championing Your Health Care Insurance Rights

Navigating the complexities of health care insurance can be challenging. When your insurance company refuses to honor a legitimate claim, the resulting financial and emotional strain can be overwhelming. At DL Law Group, we stand by your side, ready to protect your rights and fight for the coverage you deserve.


Our Team of Health Insurance Lawyers

If you find yourself entangled in a health care or HMO coverage dispute, or you believe your claim was unfairly denied, our seasoned insurance attorneys are here to assist you. With over 30 years of collective legal experience, we have been champions for those facing illness and in dire need of the insurance coverage they've already paid for, whether independently or through ERISA-governed plans. We are unafraid to take on the largest and most litigious insurance companies in the nation and have secured tens of millions of dollars in recoveries for our clients.


Guidance for Denied Claims

Health care insurance companies, like any business, aim to maximize their profits. One common tactic is routinely denying claims, effectively holding onto funds. These denials can stem from various reasons, including:

  • Coverage not included in the policy.
  • Deeming a medical procedure as experimental.
  • Arguing that a treatment was medically unnecessary.


The denial of a health insurance claim can have severe consequences, potentially prolonging illness or, in the worst cases, leading to loss of life. At DL Law Group, we vigorously advocate for our clients to ensure they receive the necessary treatment, coverage, and assistance.


Why Choose Our Medical Insurance Lawyers

Our attorneys are relentless advocates for our clients. They possess the expertise to challenge health care claim denials by utilizing insurance and state consumer protection laws. Furthermore, they belong to a select group of lawyers nationwide well-versed in matters concerning the Mental Health Parity Act.


Health care is a fundamental human right, and we take it seriously. Our firm tirelessly represents the rights of individuals who are sick or disabled to ensure they receive proper health insurance.


Rescission of Health Insurance

When you file a health care insurance claim, the insurer can take several actions: pay the claim, deny the claim, or rescind the policy. Rescinding a policy, often referred to as post-claims underwriting, essentially nullifies a provision that may have been in your policy for years. The coverage you believed you had vanishes overnight.


While this practice may be illegal in California, it unfortunately occurs frequently. Our reliable health insurance lawyers are here to support you through these challenging situations.


Trustworthy Health Insurance Lawyers Here for You

Filing a health insurance claim can be a daunting task, but you don't have to go through it alone. At DL Law Group, we possess the experience and in-depth knowledge needed to navigate the intricate world of health insurance claims. Our dedicated team of health insurance lawyers is committed to ensuring our clients receive the compensation they rightfully deserve.


Whether you're dealing with a claim denial, other claims issues, or simply need guidance through the system, our team is here to assist you every step of the way. If you're searching for health insurance lawyers who comprehend the complexities of health insurance, look no further than DL Law Group. Contact us today, and we'll work diligently to secure the results you need.


Ensuring You Receive the Best Treatment

Access to proper medical care and treatment is crucial for managing illnesses effectively. Our office is conveniently located on Franklin Street in San Francisco, just blocks away from the courthouses. We handle health care insurance cases on a contingency fee basis, meaning you only pay when we secure results for you.


For assistance in obtaining the benefits you've paid for, reach out to our proven San Francisco health insurance law lawyers. We offer an initial consultation at no charge, no matter how long it takes. Your well-being is our priority.


Our office is conveniently located on Franklin Street in San Francisco, just blocks from the courthouses.

Ready to take action? Call (415) 234-1499 or contact our firm online to start with a free consultation.

Health Insurance Law FAQ


Hi there! Still have some questions about health insurance law? Find the answers below. 

  • What are common reasons for health insurance claim denials?

    Health insurance claims may be denied for several reasons, including the treatment not being covered by your policy, the procedure considered experimental, or the insurer deeming it medically unnecessary.

  • How do I know if my health insurance claim was unfairly denied?

    If you believe your health insurance claim was unfairly denied, consult with our experienced attorneys. They can assess the specifics of your case and help you understand if you have a valid claim for challenging the denial.

  • How can I challenge a health insurance claim denial?

    Challenging a denial involves legal processes and a strong understanding of insurance and state consumer protection laws. Our attorneys specialize in this area and will guide you through the necessary steps.

  • What is "post-claims underwriting" or rescission of health insurance policies?

    Post-claims underwriting, also known as rescission, is a practice where insurance companies nullify a policy provision that may have been in effect for years, often making coverage disappear. This can occur due to obscure reasons, including honest mistakes in the application.

  • Is post-claims underwriting legal in California?

    While this practice can be illegal in California, it still occurs. If you suspect that your policy was rescinded unfairly, our attorneys can help you navigate the legal aspects of your case.

  • What is the role of the Mental Health Parity Act in health insurance claims?ons over time?

    The Mental Health Parity Act is essential in ensuring equal coverage for mental health and medical care. Our attorneys are well-versed in addressing issues related to this act, advocating for balanced and fair insurance claims.

  • How can your health insurance lawyers help me with SF Health Plan needs?

    Our dedicated team of health insurance lawyers possesses in-depth knowledge and experience to assist you with a range of health insurance issues, from claim denials to navigating complex claims systems.

  • Is it expensive to hire a health insurance lawyer for my claim?

    Our law firm operates on a contingency fee basis. You pay nothing upfront; our fees are based on securing results for you. We're here to make sure you receive the benefits you've paid for.

  • How do I schedule a free consultation with your health insurance lawyers?

    Scheduling a free consultation is easy. Simply call (415) 234-1499, and our team will arrange a consultation to discuss your specific case and concerns.

  • What can I expect during the initial consultation with your health insurance lawyers?

    During your initial consultation, our attorneys will listen to your situation, assess your needs, and provide you with guidance on how to proceed with your health insurance claim. This consultation comes at no charge to you, regardless of its duration.

YOUR TRUSTED ADVOCATES

Why Choose DL Law Group?

EXPERIENCE MAKES THE DIFFERENCE

With over 3 decades of experience, we have the knowledge and expertise to handle even the most complicated cases.

TENS OF MILLIONS RECOVERED

We're committed to winning for you, and our track record speaks volumes.

PERSONALIZED SERVICE FOR CLIENTS

You're not just a number to us; your case matters deeply, and we take it personally.

EXPERIENCE MAKES THE DIFFERENCE

With over 3 decades of experience, we have the knowledge and expertise to handle even the most complicated cases.

TENS OF MILLIONS RECOVERED

We're committed to winning for you, and our track record speaks volumes.

PERSONALIZED SERVICE FOR CLIENTS

You're not just a number to us; your case matters deeply, and we take it personally.

RESULTS THAT SPEAK VOLUMES

Our commitment to winning for you shines through our impressive track record.

RESPECTED IN THE COMMUNITY

We've built a strong reputation for ourselves, and were here to stay.

WE OFFER A BOUTIQUE EXPERIENCE

As a small firm, we provide a personalized, unique experience for every client.

RESULTS THAT SPEAK VOLUMES

Our commitment to winning for you shines through our impressive track record.

RESPECTED IN THE COMMUNITY

We've built a strong reputation for ourselves, and were here to stay.

WE OFFER A BOUTIQUE EXPERIENCE

As a small firm, we provide a personalized, unique experience for every client.

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