Protecting Your Health Care Insurance Rights
Medical expenses add up quickly. When your health care insurance company fails to pay on a legitimate claim , the resulting financial and emotional stress can be devastating to you and your family.
If you are engaged in a health care or HMO coverage dispute or feel your claim was unfairly denied, the insurance attorneys at the DL Law Group are here for you. Our lawyers have 30 years of collective legal experience fighting for the rights of sick people who need the insurance coverage for which they have already paid, either independently or through ERISA-governed plans. We are not afraid to take on the largest and most litigious insurance companies in the nation and have recovered tens of millions of dollars for our clients.
Oakland Health Insurance Denial Lawyers
Health care insurance companies are in the business of making a profit. In order to maximize their revenue, they routinely deny claims, keeping money from going out the door. They give many reasons for denying claims, including:
- Coverage was not provided in the policy
- Treatment was not medically necessary
- A medical procedure was considered experimental
Denial of a health insurance claim can mean prolonging an illness or, in some cases, even death. At the DL Law Group we aggressively help clients get the treatment, coverage and assistance they need.
Our attorneys are zealous advocates for our clients. They know how to challenge health care claim denials using insurance and state consumer protection laws. Further, they belong to an elite group of lawyers in the country who are well-versed in issues relating to the Mental Health Parity Act.
Health care is a human right, a basic necessity. Our firm vigorously advocates on behalf of sick and disabled clients to ensure they receive health insurance. Call (415) 678-5050 to schedule a free consultation today.
Rescission of Health Insurance
When you file a health care insurance claim, the insurer can do one of three things: pay the claim, deny the claim or rescind the policy. By rescinding the policy, which is also known as post-claims underwriting, the insurance company voids a provision that may have been in your policy for years. The coverage you thought you had literally disappears overnight.
Insurance companies may search for obscure reasons to deny claims. Even an honest mistake or inadvertent error in your application can result in the loss of coverage. While this practice can be illegal in California, it frequently occurs.
Helping You Get the Best Possible Treatment
People can treat or manage their illnesses better when they have access to the proper medical care and treatment. For help obtaining the benefits you have paid for, contact our proven San Francisco Bay area health insurance lawyers. There is no charge for an initial consultation, regardless of how long it takes.
Our office is conveniently located on Franklin Street in San Francisco, just blocks from the courthouses.
We handle health care insurance cases on a contingency fee basis. That means you pay nothing until we get results for you.
Read more about litigating health care claims in David M. Lilienstein’s article in Plaintiff Magazine