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long-term care insurance

Get A Free Consultation

long-term care insurance

Get A Free Consultation

California Long-Term Care Insurance Attorneys


Serving San Francisco for Over 30 Years


Long-Term Care Insurance

Long-term care insurance policies have been marketed heavily since the 1990s, promising to provide financial support for those who can no longer independently perform the activities of daily living. However, the reality often falls short of these promises. An increasing number of aging policyholders find themselves filing long-term care claims only to discover that the policies they've faithfully paid into for years do not adequately cover the care they require.


At the DL Law Group, we possess in-depth knowledge in this evolving area of the law. Our esteemed lawyers, with 30 years of combined legal experience, have earned a reputation for resolving complex insurance issues on behalf of clients in the San Francisco Bay Area seeking long-term care benefits. We are unafraid to take on some of the largest and most influential insurance companies in the nation and have a proven track record of recovering tens of millions of dollars in verdicts and settlements for our clients.


San Jose Lawyers Specializing in Long-Term Home Care

Long-term care insurance functions as a contractual agreement where you pay regular premiums, and in return, the insurance company commits to providing coverage for long-term care expenses when the need arises. These policies commonly encompass expenses related to nursing home care, assisted living, or in-home care.


As a substantial segment of our population ages and seeks care in these facilities, insurance companies have found themselves inundated with claims. Unfortunately, many of these insurers significantly underestimated the costs associated with long-term care. In a bid to minimize benefit payouts, they've made the claims process more cumbersome, routinely denied benefits, and even proposed substantial premium increases.


When you are facing long-term care expenses and insurance challenges, the last thing you need is the added concern of attorney fees. That's why we handle long-term care insurance cases on a contingency fee basis. Simply put, we only get paid when you do.


Legal Experts in Long-Term Care

Our California attorneys are highly experienced in navigating the intricacies of long-term care insurance cases. We understand the inner workings of insurance companies, including the tactics they employ to deny claims. We've successfully resolved numerous bad faith insurance claims and stand ready to pursue justice on your behalf.


Conveniently Located to Serve You

Our office is strategically situated on Franklin Street in San Francisco, just a stone's throw from the courthouses, making it easy for clients to access our services when they need them most.


To address the unique needs of your situation, take advantage of a free initial consultation. You can reach our office by calling (415) 234-1499 or contacting us online. Our San Francisco Bay Area long-term care insurance lawyers are eager to work with you and help you secure the benefits you were promised.


Your peace of mind and access to the care you deserve are our utmost priorities.


Our office is conveniently located on Franklin Street in San Francisco, just blocks from the courthouses.

Ready to take action? Call (415) 234-1499 or contact our firm online to start with a free consultation.

Long-Term Care Insurance FAQ


Hi there! Still have some questions about long-term care insurance? Find the answers below. 

  • What is long-term care insurance, and what does it cover?

    Long-term care insurance is a policy that covers expenses related to nursing home care, assisted living, or in-home care for individuals who can no longer perform daily activities independently.

  • Why are long-term care insurance claims often denied or underpaid?

    Claims may be denied or underpaid due to insurance companies underestimating the costs of long-term care, making the claims process more challenging, or using tactics to minimize benefit payouts.

  • When should I consider seeking legal assistance for my long-term care insurance claim?

    If you've encountered difficulties with your long-term care insurance claim, including denials or underpayments, it's advisable to consult with experienced attorneys who can assess your case and guide you on the best course of action.

  • What does a contingency fee basis mean for handling long-term care insurance cases?

    A contingency fee basis means that you only pay legal fees when your case is successful. This approach ensures access to legal support without upfront costs.

  • What are "bad faith" insurance claims in the context of long-term care insurance?

    "Bad faith" claims involve insurers acting unreasonably, dishonestly, or with improper motives when dealing with policyholders. These claims can be brought against insurance companies for unfair practices.

  • How long does the litigation process typically take for long-term care insurance cases?

    The duration of litigation varies depending on the complexity of the case. Legal processes can take time, but experienced attorneys will work diligently to expedite proceedings.

  • Can I litigate long-term care insurance disputes involving various types of care, such as nursing home and in-home care?

    Yes, long-term care insurance disputes can involve different types of care, including nursing home, assisted living, and in-home care. Experienced attorneys are equipped to handle various cases.

  • How can I schedule a free initial consultation with your long-term care insurance lawyers?

    To set up a free initial consultation, call our office at (415) 234-1499 or reach out to us online. We are here to provide guidance tailored to your situation.

  • What can I expect during the initial consultation with your legal team?

    During the initial consultation, our attorneys will listen to your case, assess your needs, and provide insights on pursuing legal action for your long-term care insurance claim.

  • Are there specific California laws protecting policyholders in long-term care insurance disputes?

    Yes, California has regulations in place to protect policyholders in long-term care insurance disputes. Our legal team is well-versed in these laws and can help you navigate them effectively.

YOUR TRUSTED ADVOCATES

Why Choose DL Law Group?

EXPERIENCE MAKES THE DIFFERENCE

With over 3 decades of experience, we have the knowledge and expertise to handle even the most complicated cases.

TENS OF MILLIONS RECOVERED

We're committed to winning for you, and our track record speaks volumes.

PERSONALIZED SERVICE FOR CLIENTS

You're not just a number to us; your case matters deeply, and we take it personally.

EXPERIENCE MAKES THE DIFFERENCE

With over 3 decades of experience, we have the knowledge and expertise to handle even the most complicated cases.

TENS OF MILLIONS RECOVERED

We're committed to winning for you, and our track record speaks volumes.

PERSONALIZED SERVICE FOR CLIENTS

You're not just a number to us; your case matters deeply, and we take it personally.

RESULTS THAT SPEAK VOLUMES

Our commitment to winning for you shines through our impressive track record.

RESPECTED IN THE COMMUNITY

We've built a strong reputation for ourselves, and were here to stay.

WE OFFER A BOUTIQUE EXPERIENCE

As a small firm, we provide a personalized, unique experience for every client.

RESULTS THAT SPEAK VOLUMES

Our commitment to winning for you shines through our impressive track record.

RESPECTED IN THE COMMUNITY

We've built a strong reputation for ourselves, and were here to stay.

WE OFFER A BOUTIQUE EXPERIENCE

As a small firm, we provide a personalized, unique experience for every client.

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