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Why Would a Disability Claim Be Denied?
There are many reasons why an insurance company could deny your disability claim. The most common reason is that you lack sufficient medical evidence proving your disability. Other common reasons for denying a disability claim include: Improperly completed claim forms [...]
So You Thought You Had Disability Insurance
Millions of disability insurance policies were sold to psychiatrists, surgeons, and other medical professionals during the 1980s and 1990s. At that time, interest rates were high, and insurance companies were guaranteed high returns on the billions of premium dollars these [...]
Important Facts About Filing an ERISA Claim for Disability
Explained By Our San Francisco ERISA Attorneys Do you receive disability insurance benefits from your employer? If so, then the Employee Retirement Income Security Act of 1974 (ERISA) likely governs your policy. Unfortunately, ERISA law often benefits the insurance company. [...]
Will the Coronavirus Outbreak Affect My Long Term Disability Benefits?
Collecting long term disability benefits is never easy. Yet, the recent coronavirus outbreak in San Francisco and across the country has made it even more challenging. Are you wondering what will happen to your benefits during this global pandemic? Are [...]
Can I Pursue a Bad Faith Claim Under ERISA?
Insurance benefits essentially operate as a contract between the policyholder and his or her insurance company. The policyholder pays premiums over time in exchange for coverage later if needed. However, this contractual understanding leaves many individuals shocked when their claims [...]