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What Is an ERISA Plan?
ERISA stands for the Employee Retirement Income Security Act of 1974. It is a piece of federal legislation that governs employer-provided benefit plans. It sets up minimum standards that employers must adhere to when they offer their employees benefits. These [...]
Proving Pattern And Practice Depositions, Documents and Experts
Discovery is tedious, monotonous, boring, repetitive, time consuming and unexciting. Nevertheless, most victories at trial or good settlements depend on the quality of the discovery that takes place before. Plaintiffs' firms are usually much smaller and have fewer resources than [...]
How California Bad Faith Insurance Law Protects Policyholders
When you purchase insurance, you do so with the understanding that your insurance company will provide coverage when you need it. The insurance company has a legal duty to uphold the terms of the policy and pay valid claims. Essentially, [...]
Can I Pursue a Bad Faith Claim Under ERISA?
Insurance benefits operate as a contract between the policyholder and the insurance company. The policyholder pays premiums over time in exchange for coverage later if needed. This contractual understanding leaves many individuals shocked when their claims later get denied. Insurance [...]
What Is the ERISA Appeals Process for a Long-Term Disability Insurance Claim Denial?
ERISA long-term disability insurance claims are denied for many different reasons. However, this does not mean the insurance company is right. If your ERISA claim has been denied, you have the right to appeal the insurance company’s decision. But, you [...]