Disabling Conditions

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Is Your Disability Insurance Ignoring the Reality of Your Condition?

Understanding Disability Challenges and Your Rights

When a serious illness or injury strikes, the impact can be devastating for you and your family. Your ability to work, engage in daily activities, and even perform basic tasks can be severely compromised. With the high costs of medical treatment and rehabilitation, it's disheartening that insurance companies often deny or delay disability claims. This only adds to the stress and frustration faced by you and your loved ones.


At the DL Law Group in San Francisco, we're committed to helping policyholders receive the disability benefits they're entitled to. Our lawyers fearlessly take on even the largest and most litigious insurance companies in court, boasting a track record of successful outcomes. Driven by our genuine desire to assist those in need, we meticulously build strong cases based on evidence and work tirelessly to ensure you obtain the benefits that are rightfully yours. For a no-cost consultation regarding an insurance dispute, dial 415-678-5050.


Common Disabling Conditions

Our disability law attorneys bring over 80 years of collective legal experience to help individuals obtain disability benefits for a variety of physical and mental conditions, including:

  •  Arm pain
  • Bipolar disorder
  • Cancer
  • Chronic fatigue syndrome
  • Degenerative disc disease
  • Diabetes
  • Headaches
  • Heart disease
  • Leg pain
  • Paralysis
  • Sleep apnea
  • Vision impairment
  • Back pain
  • Bulging disc
  • Carpal tunnel syndrome
  • Chronic pain
  • Depression
  • Fibromyalgia
  • Hearing impairment
  • HIV/AIDS
  • Multiple sclerosis
  • Shoulder issues
  • Spinal stenosis
  • Other conditions


When you consult with our attorneys to discuss your disability insurance claim, we're here to listen to your story, clarify the law, and present your options. As we start working on your case, you can expect regular updates on your claim's status and answers to any questions you may have.


If your insurer refuses to honor its obligations under the insurance contract, we will actively pursue legal action. Following a thorough review of your medical records, insurance policy, and communications with the insurer, we will prepare your case for trial. Rest assured, when we take on your case, we're fully dedicated to helping you achieve justice.


Experienced in Handling Claims Against Major Insurance Companies

We have extensive experience handling claims against leading insurance companies, including:

  • UNUM Provident
  • Prudential
  • Blue Cross Blue Shield


Representation for California Insurance Bad Faith Claims

People from all professions can develop disabling conditions. Surgeons, dentists, and others who spend long hours on their feet may experience hand, foot, and back problems. Chiropractors, court reporters, and more are at risk of carpal tunnel syndrome. Lawyers can be susceptible to depression and stress-related conditions. If you're suffering from a disabling condition related to your profession, don't hesitate to consult with our insurance law experts.


Contact DL Law Group Today for Help With a Denied Claim

If you're uncertain whether your disability insurance policy covers your specific condition or if you've been unjustly denied benefits, reach out to our firm to arrange a complimentary consultation. We have extensive experience with disabling conditions for insurance bad faith claims. We handle disability insurance cases on a contingency fee basis. This means you only pay when we succeed. Reach out today to begin the journey toward justice.


  • What are disabling conditions in the context of insurance claims?

    Disabling conditions are illnesses or injuries that prevent an individual from performing their regular work or daily activities, making them eligible for disability benefits.

  • Why do insurance companies frequently deny disability claims?

    Insurance companies may deny claims due to various reasons, such as a lack of sufficient evidence or policy disputes.

  • How can DL Law Group help with my disability claim?

    Our attorneys specialize in disability insurance claims and can assist at all stages, from filing a claim to appealing a denial or pursuing legal action.

  • What is a contingency fee basis for legal fees?

    A contingency fee means you only pay legal fees when we successfully resolve your case, with no upfront costs.

  • Do I need an attorney for my disability claim?

    Having an experienced attorney greatly improves your chances of success as we understand the complexities of disability insurance claims.

  • What types of disabling conditions does DL Law Group handle?

    We handle a wide range of disabling conditions, including arm pain, cancer, chronic fatigue syndrome, depression, and many others.

  • What is insurance bad faith?

    Insurance bad faith refers to unfair or unreasonable practices by insurance companies when handling claims, such as denying valid claims or delaying payments without justification.

  • How do I know if my insurance claim was handled in bad faith?

    Signs of bad faith include claim denial without proper reason, inadequate investigations, and underpayment. Consult with a bad faith attorney to assess your situation.

  • What types of insurance claims can be affected by bad faith?

    Bad faith can impact various types of claims, including life, health, disability, home, and property insurance.

  • What should I do if I suspect my insurer is acting in bad faith?

    Document all interactions, send a letter to the insurer, and seek legal counsel from a bad faith attorney to understand your options.

  • Are there time limits for filing a bad faith insurance claim?

    Yes, there are statutes of limitations. It's crucial to consult with an attorney promptly to determine the applicable time frame in your case.

  • How much will it cost to hire a bad faith insurance attorney?

    Our firm handles bad faith cases on a contingency fee basis, meaning you only pay legal fees if we successfully resolve your case.

  • What if my insurance policy is covered under ERISA?

    ERISA-covered policies, often provided by employers, have different legal considerations. Our ERISA attorneys can guide you through alternative legal routes.




  • Can I sue my insurance company for emotional distress in a bad faith claim?

    Yes, if the court determines bad faith, you may be eligible for various damages, including emotional distress and attorney fees.



  • How do I schedule a consultation with your bad faith insurance lawyers?

    You can schedule a free consultation by calling (415) 234-1499 or contacting our firm online. We'll assess your case and discuss your legal options.



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  • What are disabling conditions in the context of insurance claims?

    Disabling conditions are illnesses or injuries that prevent an individual from performing their regular work or daily activities, making them eligible for disability benefits.

  • Why do insurance companies frequently deny disability claims?

    Insurance companies may deny claims due to various reasons, such as a lack of sufficient evidence or policy disputes.

  • How can DL Law Group help with my disability claim?

    Our attorneys specialize in disability insurance claims and can assist at all stages, from filing a claim to appealing a denial or pursuing legal action.

  • What is a contingency fee basis for legal fees?

    A contingency fee means you only pay legal fees when we successfully resolve your case, with no upfront costs.

  • Do I need an attorney for my disability claim?

    Having an experienced attorney greatly improves your chances of success as we understand the complexities of disability insurance claims.

  • What types of disabling conditions does DL Law Group handle?

    We handle a wide range of disabling conditions, including arm pain, cancer, chronic fatigue syndrome, depression, and many others.

CLIENT TESTIMONIALS

Why Choose DL Law Group?

At DL Law Group, we understand that when your insurance claim is wrongfully denied, it’s more than just a legal issue, it’s personal. Below are the key benefits we offer our clients because you deserve more than just representation. You deserve a legal team that listens, stands up to powerful insurance companies, and puts your needs first every step of the way. 

Leaders in Insurance Law 

We’ve built a strong reputation as experts in handling complex insurance bad faith cases and serving as trusted ERISA advocates. With a deep understanding of evolving insurance laws and years of focused experience, we deliver results that set us apart in the legal community. 

Powerful Resources 

We are aware of the tactics insurance companies employ to delay or deny valid claims. DL Law Group brings the legal firepower, experienced staff, and financial strength needed to level the playing field. 

Trusted Reputation 

We are well-respected throughout the legal and insurance communities. Judges, opposing counsel, and insurance carriers recognize our name and know we don’t back down. 

Client-Centered Advocacy 

Our clients often tell us we made a lasting difference in their lives. At DL Law Group, we combine legal excellence with genuine compassion. When we take your case, it’s because we believe in it. You can count on us to fight relentlessly for the justice you deserve. 

Leaders in Insurance Law 

We’ve built a strong reputation as experts in handling complex insurance bad faith cases and serving as trusted ERISA advocates. With a deep understanding of evolving insurance laws and years of focused experience, we deliver results that set us apart in the legal community. 

Client-Centered Advocacy 

Our clients often tell us we made a lasting difference in their lives. At DL Law Group, we combine legal excellence with genuine compassion. When we take your case, it’s because we believe in it. You can count on us to fight relentlessly for the justice you deserve. 

Trusted Reputation 

We are well-respected throughout the legal and insurance communities. Judges, opposing counsel, and insurance carriers recognize our name and know we don’t back down. 

Powerful Resources 

We are aware of the tactics insurance companies employ to delay or deny valid claims. DL Law Group brings the legal firepower, experienced staff, and financial strength needed to level the playing field. 

The First Step to Justice Starts With a Conversation.

At DL Law Group, we understand how overwhelming it can be to deal with insurance companies while managing a disabling condition. Whether your claim was denied or delayed, or you're unsure where to begin, our team is here to listen, guide, and advocate for you every step of the way. Contact us today for a free consultation and take the first step toward securing the benefits you're entitled to.

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